How does income protection insurance work?

Income protection cover is only available through Superhero MySuper. If you are a Superhero MySuper member you automatically receive default income protection as part of your employer account set up. The amount you receive is 75% of your income and 9.5% of your superannuation benefits, totalling 84.5% of your monthly income (up to the maximum benefit of $20,000 per month; then 50% of monthly income thereafter up to $30,000 per month). For more information please refer to the Superhero Super Insurance Guide or the Superhero MySuper Insurance Guide if you are a member of Superhero Super’s Employer Default option.