life insurance
Provides a lump sum benefit to your valid beneficiaries or estate in the event of your death.
TPD Cover
Provides a lump sum benefit if you are permanently disabled and can no longer work.
income protection
Provides a monthly portion of your income if illness or injury prevents you from working.
up to $250,000 default
life and tpd COVER
Subject to eligibility, our default level of coverage for Life Insurance and TPD insurance doesn’t require any health or medical checks. Perfect for hands-on jobs, but just as good if your work mostly involves spreadsheets. Refer to our Insurance Guide for eligibility requirements.
up to $3,000,000 life, tpd and terminal illness cover
When you need more than Default Cover, Voluntary Life and TPD offers you up to $3 million in coverage. Tailored to your individual needs, this cover provides peace of mind for you and your family, ensuring support when it matters most.
The insurer will review your application, including medical underwriting, to assess your needs and provide competitive premiums tailored to your individual circumstances.
Protect Your Income When Life Takes an Unexpected Turn
Superhero Super’s Income Protection Insurance is voluntary cover that offers financial support when you’re unable to work due to injury or illness. Subject to medical underwriting, it provides up to 75% of your monthly income (up to the maximum benefit). With flexible terms, it’s designed to help you focus on recovery without financial stress.
how to get insurance with superhero super
Answer a few questions
We will need to get info such as your occupation and the level of cover you need to calculate your premium.
Get covered
Once your coverage begins, you’ll have a 30-day cooling off period so you can purchase with confidence.
Need additional cover?
For voluntary cover, email us at super@superhero.com.au, and we’ll guide you through the application process.
superhero mysuper insurance cover
When you join as a member of Superhero MySuper, you are automatically provided with:
- Life Insurance: A lump sum benefit paid to your estate or valid beneficiaries upon your death, or if you become terminally ill. This payout, known as a death benefit, includes your superannuation account balance. If there are no valid beneficiaries, the trustee will decide how the benefit is distributed.
- TPD cover: This ensures that in the unfortunate event of permanent disability, a lump sum is paid out to you.
- Income Protection Cover: Receive a monthly benefit if you become totally or partially disabled.
This default cover is provided without the need for medical evidence and is paid directly from your super account. Find out more.
More questions on insurance?
Please refer to the Superhero Super Product Disclosure Statement, Insurance Guide,  Additional Information Guide and MySuper Insurance Guide for more information.